23 Years Of Experience

Over 23 Years Of

Over the course of a diverse 25-year career in all aspects of lending, we have proven to be skilled executives, entrepreneurs, and adroit trouble-shooters.
We have worked for fortune 500 companies and served on numerous boards relating to the mortgage industry. We have also worked in the capacity of CFOs of publicly traded companies. We bring financial expertise and a superior commitment to every client and business partner. We pride ourselves on being honest and providing superb customer services. Our team will continue to work towards achieving positive results and earning personal referrals from satisfied customers. We have been recognized leaders in the industry for many years and will use all of our skills for your benefit.

Take pride in being recognized as a premier mortgage broker offering a wide array of loan products. Mortgage loan options include fixed and adjustable rate, FHA and VA, Jumbo loans, permanent construction financing, refinancing options, and relocation programs—just to name a few.

We are licensed in California, Texas, and Arkansas. 

our vision

To persistently stay on the cutting edge of the mortgage industry by implementing the most advanced technology to provide our clients with the best possible experience. Contact us today to see how we can help you.

Amplify Your Success
as an Originator:
Unleash Your
Potential with Us!



Discover how our team’s familial values, trust, collaboration, and shared vision form the bedrock of our success. Join a close-knit team where most members have spent decades together, fostering a strong bond with ownership.


Horizon Lending Services, LLC a financially stable company since 2012, with no debt, low overhead, and expertise in compliance. Experience growth driven by our strong reputation in the mortgage industry.


Experience the power of exceptional leadership. Our team possesses a diverse range of skills, including visionary thinking, strong communication, financial acumen, effective people management, customer focus, and unwavering commitment to transparency and ethics.



As an originator experience our unwavering commitment to client service. As an LO, you are our primary client, and we prioritize open communication channels facilitated by our ownership and executive management.


Sharp Interest Rates

Unlock the power of competitive interest rates for your clients. Our rates are derived from a low-cost-to-produce model, combined with our high-volume approach, ensuring that we offer ultra-competitive rates in every market we serve.


Exceptional Commission Structure /Expedited Payout

Enjoy a superior commission structure that rewards your success. Our lucrative compensation plan ensures maximum gross commission for you. Commissions are paid within 24 hours, directly to your account.


Freedom to Thrive

Run your origination business your way, free from micromanagement. Embrace the natural ebb and flow of loan production. No minimum requirements; produce at your own pace. We value your unique approach. Equal compensation for every successful transaction, regardless of deal size.

Why join

Horizon Lending Services, LLC


You are free to structure
your own pricing strategy
to earn up to 250 BPS

in 24 Hours

Your commissions will be
paid within 24 hours of loan disbursement.


Save time and effort
by utilizing
our inhouse virtual

Double Your Business at

Horizon Lending Services, LLC

Less Hassle.

More closings.

Our range of prime mortgage products are as diverse as the borrowers you serve. This helps you close more loans than your competitors. Our loans have no overlays and no headaches caused by the stuff that makes your underwriter feel good, but just isn’t necessary. Closing more loans means making more money and financing more dreams. That’s the Horizon Lending Services

No Overlays

We underwrite every loan to Agency or Investor guidelines.

Close Fast and Move to
Your Next Deal!

Customized Marketing Material

With a ready-to-use, customizable library of
flyers, brochures, videos, social media
management, and much more. Multiply your
business in no time.

Customers for Life

Your name will remain front and center. Stay connected for repeat business and referrals.

Don’t wait any longer, it’s time you give yourself a raise!


Meet Our Experts

Sharon Mistowski

Director of Business Development


Chapp President

Carrie Bycott

Operations Manager

Schedule a confidential meeting with